Some clients prefer the payday loan route over having to pawn personal possessions. Others want to avoid bounced cheque fees or late payment penalties. Some folks are looking to bridge a short-term cash need between pay cheques. If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can help solve a potentially serious financial problem. We support a zero-tolerance approach where our staff and service users experience discriminatory. Sometimes it is very busy and we apologise if this means it takes us longer to answer the phone - we ask for your patience at these times. Why do consumers choose to get loans from CapitalCash? Our staff are here to help you and are working hard to provide a respectful, and compassionate service. A customer with an active chequing account, direct deposit and a job can receive funds in his or her account in less than one hour. What is a Payday Loan?Ī payday loan allows a person to get cash for a short time period against his or her next pay cheque. If you wish another loan from us, you must first repay any other existing loan you may have with us. If you do not repay your loan to CapitalCash, your credit score may be negatively affected.ĬapitalCash does not offer automatic renewals on its payday loans. Our collection agencies recover monies owed to us in a professional manner and in keeping with all lawful collections practices. Accounts may be settled for less than the amount actually owing, at the discretion of the collection agency. In addition, an annualized interest of 59% will accrue from the loan repayment date up to and including the eventual repayment date.ĬapitalCash has agreements with third party collections agencies, authorizing them to collect on delinquent accounts. You may also incur an overdraft charge from your bank. In these cases you will be charged an NSF fee of $49.50 from Capital Cash. If a pre-authorized withdrawal is returned to CapitalCash for any reason, including but not limited to "NSF" or "account frozen," it will be considered as a non-payment. The Annual Percentage Rate (APR) on a 14 day loan is 546%.
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